What are my options for a disability allowance at MCERA if I have reciprocity?
Your allowance will depend on whether or not you have reached the maximum allowance permitted per the 37 act. If the allowance at the other system is already paying you the maximum benefit amount permitted MCERA allowance will be an annuity, which is the actuarial equivalent of your accumulated contributions. If you have not reached the maximum benefit allowed MCERA will coordinate the benefit with the other retirement agency. You must contact both systems when applying for a disability allowance for more information.

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1. What is reciprocity?
2. What are the benefits to establishing reciprocity?
3. What are the requirements for establishing reciprocity?
4. How do I establish reciprocity?
5. What Counties operate under County Employees Retirement Law of 1937?
6. Can I withdraw my contributions if I establish reciprocity at a later time?
7. What happens if I withdraw my contributions after I have established reciprocity?
8. Can I work for both systems at the same time and establish reciprocity?
9. Does MCERA notify the other system when I submit a retirement application?
10. Do I have to retire from both systems at the same time?
11. Does MCERA use all my time at both systems to determine my benefit amount?
12. What are my options for a disability allowance at MCERA if I have reciprocity?
13. Will my beneficiary receive a death benefit from both systems?
14. If I do establish reciprocity will I get reimburse for the period I was paying contributions at a higher entry age level?
15. If I never showed any interest to establish reciprocity in the past, but wish to do so now, can I?
16. Does my sick leave balance get converted into years of service if I terminate employment and establish reciprocity with another system and MCERA?
17. If I have established reciprocity and I need my contributions for a medical emergency may I withdraw my accumulated contributions at MCERA?