How do I apply?
You may request a disability retirement application by calling MCERA at 209-726-2724. We strongly recommend that you speak with an MCERA staff member regarding the process as you may be eligible to receive a regular service retirement pending the decision for a disability retirement. At the time of application, you will be asked to identify any other treating physicians you have seen and to sign a medical release form for MCERA’s investigation. The medical reports are provided by you and/or are obtained through the disability review process.

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1. Who may apply for a disability retirement?
2. May another person file an application for me?
3. When should an application be filed?
4. How do I apply?
5. How is my eligibility to receive a disability retirement determined?
6. How long does the determination of disability take?
7. Do I need an attorney to help me?
8. May I receive a service retirement allowance while waiting for the Board of Retirement to decide upon my application?
9. Could there be any consequences if I take a service retirement allowance pending the Board of Retirement's decision?
10. If my application is approved, when will my disability retirement allowance become effective?
11. When will I receive my first check?
12. How much money will my retirement allowance be?
13. Will my retirement allowance ever change?
14. Will I still be eligible for medical and dental insurance?
15. May I continue to work for the County if I am found to be disabled?
16. May I obtain employment other than County employment if I am found to be disabled?
17. Can my disability retirement be cancelled at a later date?
18. Is it to my advantage to purchase or "buy back" credit for my previous service?
19. If I have reciprocity with the Public Employees' Retirement System and/or any other 37 Act county, do I need to advise the other system(s) of my disability retirement?
20. Is my retirement allowance reported to the Internal Revenue Service (IRS)?
21. Are taxes withheld from my retirement allowance?